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0333 220 2033
Personal Injury cover is only available as an add on to Bell Car insurance. Please ensure you have your existing policy details to hand.
Calls to 03 numbers will cost no more than calls to national geographic numbers (starting 01 or 02) from both mobiles and landlines.
Opening hours
Mon – Fri 8am – 6pm
Sat – Sun 10am – 4pm
Personal Injury Cover
Up to £50,000 for serious and minor injuries while in your car
Extra financial protection and peace of mind available as an optional extra for car insurance.
Add Personal Injury Get a Car Insurance quote Find out moreCrammed with features and benefits
Bell's comprehensive car insurance already includes £5,000 of cover for the policyholder and partner (other named drivers not included), but Personal Injury Cover provides more.
For example, Personal Injury payments could help you offset loss of earnings due to being out of work or help with other unexpected costs following a motor accident.
Who is covered?
Policyholder and named drivers
Up to £50,000 Personal Injury Cover for policyholders and named drivers whether they're driving or a passenger in the insured car.
Covered for...
Accidental death
Up to £50,000 of cover against accidental death while in the insured car.
Serious injury
Up to £50,000 of cover against serious injury while in the insured car.
Minor injuries
Cover for minor injuries such as fractures and burns.
Daily Hospital Payment Benefit
£200 (PI) or £400 (PI+) for each 24 hour stay that customer is admitted or treated within A&E at a hospital for bodily injury as a result of their accident.
Extra cover for an accident
Personal Injury Cover runs alongside your active Bell Car Insurance policy, which normally lasts for 12 months.
Of course we hope it never happens, but if you suffer an injury in a car accident, your confidence and lifestyle can take a knock too. Your Bell Car Insurance policy already includes £5,000 Personal Injury Cover (comprehensive polices only) but cover is limited to the policyholder and partner and doesn't include other named drivers.
Adding our Personal Injury Cover provides the extra comfort of up to £50,000, giving you peace of mind and extra financial protection for you and your family. The benefit limit for Personal Injury Plus Cover is up to £100,000.
Buying Personal Injury Cover/Personal Injury Plus Cover
Personal Injury Cover/Personal Injury Plus Cover is normally added when buying your car insurance. Either select the option when you buy online or tell us when you call for a quote.
- Up to £50,000 or £100,000 extra cover for Personal Injury
Cover against accidental death, serious injury and minor injuries which includes fractures and burns - Covers the policyholder and named drivers
Named drivers are covered whether they're driving or just a passenger in the insured car - Protection while travelling in other cars
Provides Personal Injury Cover for the policyholder only while in any other privately insured car in the UK - Covered whether fault or non-fault
You're covered whether the accident is your fault or not - Uninsured driver protection
Covers you if you're hit in your car by an uninsured driver - Runs alongside life insurance
Pays out alongside any other life insurance you may have
Policy documents
Please ensure you choose the PDF associated with your product's start date. You will need Adobe Acrobat Reader to view these files. You can download it for free from the Adobe website.
Bell is a trading name of EUI Limited. (Reg No: 02686904). EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. EUI Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request.
Admiral Group plc is registered in England and Wales at Tŷ Admiral, David Street, Cardiff. CF10 2EH (Reg No: 03849958).